Social Security 2022: Check eligibility for spouse’s benefits and your retirement benefits

September 12, 2022 Reeti Garg Stimulus Check 0

Social Security will increase in 2023
If you have not worked or do not have enough Social Security credits to qualify for your own Social Security benefits, you may be able to receive your spouse’s benefits.
To qualify for spouse’s benefits, you must be one of these:

  • At least 62 years of age.
  • Any age and caring for a child entitled to receive benefits on your spouse’s record and who is younger than age 16 or disabled.

Your full spouse’s benefit could be up to one-half the amount your spouse is entitled to receive at their full retirement age.
If you choose to begin receiving spouse’s benefits before you reach full retirement age, your benefit amount will be permanently reduced.

You will receive your full spouse’s benefit amount if you wait until you reach full retirement age to begin receiving benefits. You will also receive the full amount if you are caring for a child entitled to receive benefits on your spouse’s record who is younger than age 16 or disabled.

If you do have enough credits to qualify for your own Social Security benefits and you apply for your own retirement benefits and for benefits as a spouse, we always pay your own benefits first. If your benefits as a spouse are higher than your own retirement benefits, you will get a combination of benefits equaling the higher spouse benefit.

See Also:  Stimulus Update For 2023: More Stimulus Payment Arriving In These States; Check If You Are Eligible

Here is an example:

Mary Ann qualifies for a retirement benefit of $250 and a spouse’s benefit of $400. At her full retirement age, she will receive her own $250 retirement benefit, and we will add $150 from her spouse’s benefit, for a total of $400.

Stimulus check 2022 (10)

Keep in mind that you may have options to increase your benefit amounts.

For more information, see Filing Rules for Retirement and Spouses Benefits.

If you are at least 62 years of age and you wish to apply for retirement or spouse’s benefits, you can use our online retirement application to apply for one or both benefits.

If you are divorced

If you are divorced and your marriage lasted at least 10 years, you may be able to get benefits on your former spouse’s record.

See Also:  Stimulus Check July 2023: 7 States Are Giving Out More Money to Boost the Economy

See Benefits For Your Divorced Spouse for more information.

If your spouse or ex-spouse is deceased

See When A Family Member Dies for more information.

Related Stories:

What happens if you work and get Social Security retirement benefits?What happens if you work and get Social Security retirement benefits? Social Security Filing Options: What You Need to Know Before You Claim Your BenefitsSocial Security Filing Options: What You Need to Know Before You Claim Your Benefits Maximum Social Security Benefit 2023: Who is eligible and all other detailsHas the Social Security retirement age increased? When will you get your inflation relief check? California announces new dates for debit cardsSocial Security COLA: Recent COLA Increase Might Be Reason To Collect Benefits Early Social Security Benefits: You Should Wait Until 70 To Claim Maximum BenefitsSocial Security Benefits: You Should Wait Until 70 To Claim Maximum Benefits Despite Uncertain Future, Delaying Social Security Is Still VitalSocial Security COLA Nov. 2022 Payment Schedule: 3 Direct Payments To Drop; Check if you are eligible Benefit money is getting to American pocketsSocial Security Schedule 2022: Check When Benefits for November Will Arrive ACCORDING TO RECENT INFLATION REPORTS, the CPI-W has increased by 2.6% over the past year. However, most projections have the COLA for 2024 at about 3% due to a slightly higher monthly inflation rate.Social Security Disability Benefits: Beneficiaries To Receive Up To $3,627, Check If You Are Eligible
Avatar photo
About Reeti Garg 361 Articles
Being outstanding in school and college for her academics and sports, little did she know that her passion for writing about unobserved people, stranded things and mysteries of the heart would lead her to become a professional writer later in life! An avid reader and a hardcore movie buff, her favorite past time is listening to music and writing poems. She is a published author and on her way to completing her second book ‘Under the Falling Stars’, a thriller on bisexuality. In this short span of 4 years of being a professional writer, she has been associated with many articles for renowned magazines and newspapers, blogs, short stories and poetries. Names associated with her writing skills are ‘Meri Sajni’, ‘Akinchan Bharat’, ‘Hamara Ghaziabad’, mycity4kids.com. Aspiring to be famous and known as a soulful author one day, she would love to settle someday in the silent disquietedness of London countryside, where she plans to just sip coffee and keep writing trilogies.

Be the first to comment

Leave a Reply

Your email address will not be published.